Raymond H. Bayer Sr. died of complications from COVID-19 on July 20, 2020 at the age of 82.

In his early career Ray was a volunteer firefighter, carpenter, and real estate salesman. He ended up working 35 years in banking, including leading the consumer lending division at Community Federal Savings. He served as a founding board member, C.E.O., Executive Director, and Assistant Secretary to the Missouri Higher Education Loan Authority (MOHELA) from 1983 until his retirement. He served on many boards and donated his time to various charitable organizations, practicing his Catholic faith through giving back.
More than his career, Ray was a family man and married to his wife for 51 years. He was a doting father to his six children and truly enjoyed spending time with his family. He always had a smile and was loved by many.
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